Credit Monitoring

Agilis Credit Monitoring System (CMS) is a user friendly credit monitoring tool that allows banks and financial institutions to Manage, Monitor and Control performance of their assets (Loans) in a proactive manner to prevent them from turning into non- performing assets (NPA). By configuring appropriate rules and conditions for customer accounts, the system provides the Bank with early warning alerts of potential defaulters. Powerful Classification and Provisioning Engine of Agilis CMS manages NPAs based on norms prescribed by regulatory authorities. Suit-filed accounts (SFA) module handles the tasks related to customer accounts, that has turned bad and are under adjudication and need to be recovered.

General Features:

  • Credit monitoring no longer needs to be a back-office activity as Agilis CMS empowers branch managers to pro-actively monitoragilis_cms the health of their credit portfolio effectively through Early alerts on their pre configured dashboard
  • By configuring appropriate rules and conditions on financial and non financial aspects, the system classifies the assets into performing and non-performing and provides the bank with early warning alerts of potential defaulters
  • Classifies all Non Performing Assets as Substandard, Doubtful and Loss Assets and it calculates precise provisions automatically by applying Central Bank regulatory norms
  • Agilis CMS interfaces with market linked systems to monitor the collaterals and securities with real time market values
  • In-buit workflow based correspondence and follow-up features gives complete control on all credit portfolios
  • Proactive alerts on irregularities in the account to customers via text messages (SMS / Mail).
  • Multi channel( e-mail, SMS and fax) correspondence for both internal and external communications
  • Industry standard security features
  • Interfaces with back end core banking system
  • It's most advanced and scalable architecture gives unprecedented power to meet the Asset management challenges of today and tomorrow.

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