Agile Financial Technologies

Solutions · Distribution

Bancassurance

Embed insurance inside banking journeys — turning every loan, card and account flow into a distribution opportunity, with multi-insurer marketplaces and built-in commission and reconciliation.

The challenge

What gets in the way today.

Common patterns we see across insurers, banks and distributors approaching bancassurance.

  • Banks struggle to monetise their customer base through insurance
  • Manual referral models with limited conversion
  • Disconnected insurer and banking systems
  • Cross-sell journeys that interrupt the banking experience

Capabilities

What Agile FT delivers.

Embedded insurance in banking journeys

Multi-insurer marketplaces

Eligibility, recommendation and quote

Digital purchase and policy issuance

Commission, reconciliation and accounting

Multi-insurer onboarding

Bank, insurer and partner administration

Regulatory compliance for distributed insurance

Outcomes

What insurers and distributors achieve.

In-flow

Insurance inside banking journeys

Multi-insurer

Marketplace by design

Reconciled

Commission and accounting

Faster

Channel and product activation

FAQs

Common questions.

+Who is this for?

Commercial banks, digital banks, microfinance institutions and digital financial service providers distributing insurance.

+Does it require a specific core banking system?

No. It connects via APIs and adapters and is banking-platform-agnostic.

+Can a bank distribute multiple insurers?

Yes — multi-insurer marketplaces with eligibility and commission are standard.

Bancassurance

See Bancassurance in action.

A focused walk-through with our solution team — tailored to your market, channels and product mix.